— financing —
Financing your Lagoon catamaran
A Lagoon catamaran should not be financed like a car or a house: marine lease-purchase lets you enjoy the boat from delivery day while adjusting down payment, term and instalment to your cash flow.
Nowtica works with the official anchors of SGB Finance — the marine finance house of Société Générale and the Bénéteau Group — and its exclusive simulator shows you the monthly instalment for every model in the range, instantly.
Official financing SGB Finance · Bénéteau Group
Simulate your Lagoon financing
Adjust down payment and term and see your instalment instantly. Indicative figures at SGB’s official rate; the binding quote is each model’s official reference.
Model
Your estimated instalment
6.005 €/mo
- Down payment
- 164.560 € · 20 %
- Term
- 15 years · 180 instalments
- Total cost
- 1.245.481 €
- Interest
- 422.681 €
- Nominal rate
- 7.24 %
We’ll guide you with the real terms for your case.
Official SGBOfficial SGB reference: 6.005 €/mo · 20 % down · 15 years · rate 7.24% / APR 7.49%
Indicative leasing instalment, not contractual · Subject to SGB Finance approval · Sale and financing with Kat Marina, official Lagoon dealer.
— how it works —
From simulation to signature, in three steps
Simulate your instalment
Pick a model, adjust down payment and term, and see the monthly figure at the official rate. No sign-up, no commitment.
Get real conditions
Leave your details and Nowtica contacts you with the conditions applicable to your specific case: profile, flag, equipment and delivery schedule.
Close with full guarantees
The binding offer is issued by SGB Finance and the sale is formalised by Kat Marina, the official Lagoon dealer. Nowtica stays at your side through delivery.
Marine financing — frequently asked questions
How does marine lease-purchase work?
You pay an initial down payment, monthly instalments over the chosen term and, at the end, exercise the purchase option for the agreed residual value. You enjoy the boat from delivery and take full ownership at the end of the contract. It is the standard formula for new boats of this size.
What down payment and terms can I simulate?
The Nowtica simulator lets you adjust the down payment between 10% and 50% of the price, and the term between 5 and 15 years. The instalment recalculates instantly at the current official rate, so you can compare scenarios before talking to anyone.
Are the simulator figures binding?
No: they are indicative, calculated at the official rate. The binding reference for each model is the official SGB Finance anchor shown next to the simulation, and the firm offer is issued after reviewing your case, with the sale formalised by Kat Marina, the official Lagoon dealer.
Who is SGB Finance?
SGB Finance is the marine finance company backed by Société Générale and the Bénéteau Group, and the official financing partner for Lagoon catamarans. Working with the builder group’s own finance house speeds up approval and ensures conditions designed for boats.
Can I lower the cost with owner charter or shared ownership?
Yes. The Nowtica Share programme combines financing with owner charter and shared ownership to reduce the annual cost of your Lagoon. You can explore both formulas with their own simulator on the Nowtica Share page.
What is the next step after simulating?
Leave your details right from the simulator and Nowtica will contact you within 24 hours with the real conditions for your project. No commitment, full cost transparency.
— talk to nowtica —
Prefer to study it with an expert?
Behind Nowtica stand nearly a decade inside the Bénéteau Group and hundreds of catamaran purchase projects. Tell us your plan — model, sailing programme, schedule — and receive a financing proposal built around it.
Contact Nowtica